For Current Owners and Lessees of 2012 model year or newer Acura, Audi, BMW, Ford, Honda, Hyundai, Infiniti, Jeep, Kia, Lexus, Lincoln, Mercedes-Benz, Toyota, Volvo, Porsche, Tesla, Genesis, Polestar and Rivian vehicles : Each dealer sets own price. $189/month for 24 months. Your payments may vary. Payments are for a 2026 CADILLAC Optiq Sport RWD with an MSRP of $56,119. Must show proof of ownership/lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 06-30-2026. Lessee pays for maintenance, repair, excess wear and disposition fee of $595 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Stock # 260567
For Current Lessees of 2021 model year or newer non-GM vehicles : Each dealer sets own price. $699/month for 24 months. Your payments may vary. Payments are for a 2026 CADILLAC VISTIQ SPORT AWD. Based on due at signing amount of $4,989 (after all offers). 24 monthly payments total $16,776. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 06-30-2026. Lessee pays for maintenance, repair, excess wear and disposition fee of $595 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Stock# 260375
For Current Owners and Lessees of 2012 model year or newer Acura, Audi, BMW, Ford, Honda, Hyundai, Infiniti, Jeep, Kia, Lexus, Lincoln, Mercedes-Benz, Toyota, Volvo, Porsche, Tesla, Genesis, Polestar and Rivian vehicles : Each dealer sets own price. $386/month for 24 months. Your payments may vary. Payments are for a 2026 CADILLAC LYRIQ AWD SPORT w/AWD with an MSRP of $64,495. Based on due at signing amount of $4,899 (after all offers), 24 monthly payments total $9,264. Must show proof of ownership/lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 06-30-2026. Lessee pays for maintenance, repair, excess wear and disposition fee of $595 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Stock # 260377
Each dealer sets own price. $525/month for 36 months. Your payments may vary. Payments are for a 2026 CADILLAC CT5 PREMIUM LUXURY RWD with an MSRP of $56,464. Based on due at signing amount of $5,999 (after all offers), 36 monthly payments total $18,900. Must show proof of ownership/lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 06-30-2026. Lessee pays for maintenance, repair, excess wear and disposition fee of $595 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Stock # 260016
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Why Choose Our Used Cars Under $20,000?

When searching for “used cars under $20,000 near McKinney, TX”, you want value, reliability, and transparency. At Findlay Cadillac, we help you drive away with confidence:

  • Thoroughly Inspected Pre-Owned Vehicles — Every car undergoes a multi-point inspection to ensure safety and dependability.

  • Affordable Financing Options — Flexible payment plans to help you get approved, even with credit challenges.

  • Wide Selection of Makes & Models — From sedans and hatchbacks to SUVs and trucks, all within your price range.

  • Friendly Local Service — Our McKinney dealership team is here to help you find the right fit for your lifestyle and budget.

Whether you’re searching for “used cars under $20K in Plano”, “best affordable used vehicles near Frisco”, or “budget used cars near Allen, TX”, we’ve got you covered.

Our Inventory of Used Cars Under $20,000

Explore our large selection of pre-owned vehicles under $20,000 — perfect for commuters, students, and families alike. We update our used car inventory daily, so you’ll always find new options to choose from.

Serving drivers in:

  • McKinney

  • Plano

  • Frisco

  • Allen

  • Prosper

  • Melissa

  • And all surrounding North Dallas communities

Find the right used car under $20K without the guesswork — our online search filters make it easy to browse by price, mileage, body style, and features.

Affordable Used Cars with Peace of Mind

Buying used doesn’t mean buying uncertain. At Findlay Cadillac, we go the extra mile to ensure:

  • Clean Vehicle History Reports

  • Transparent Pricing with No Hidden Fees

  • Certified Pre-Owned Options (where available)

  • Optional Extended Warranty Coverage

This means when you search for “reliable used cars under $20,000 near McKinney, TX” you’re accessing vehicles that deliver dependable performance and long-lasting value.

Financing & Payment Options

We work with a broad network of lenders to help you secure competitive financing for your used vehicle purchase — even on budgets under $20K. Our finance experts will:

  • Review your credit and budget

  • Explain your payment options

  • Help you understand trade-in values

  • Deliver monthly payment plans that fit your lifestyle

Findlay Cadillac makes affordable vehicle ownership straightforward and stress-free.

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993 Auto Show Dr, Henderson, NV, 89014
Findlay Cadillac 36.04467, -115.0285.